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I understand this application is subject to approval of the Board of Directors of the Valparaiso Country Club and upon approval for membership, the initiation fee is non-transferable or refundable. If accepted for membership, I agree to abide by the constitution, by-laws, rules and regulations of the Valparaiso Country Club. I will submit payment of all dues, assessments, charges and taxes on a monthly basis. I agree to pay a 1.5% per month late charge fee for any late payment (1 day past due date) plus any collection fees or court costs for any past due account balance.